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Who can participate in AHB's Benefit Programs? |
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Groups,
Associations, Families, Individuals, Seniors.
Age requirements for joining Limited Insured plans: Member
and Spouse to age 65, dependent children under the age
of 19 or up to the age of
25 if enrolled as a full time student. Dependent handicapped
children. |
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Is Affordable Health & Benefits, LLC. an Insurance program? |
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No, AHB is Not insurance. Actually, our
members enjoy the flexibility of this program because
it allows the acceptance of anyone regardless of medical
conditions and no medical exam is required. Our members
enjoy immediate savings when presenting their card to
providers. Our Discount Benefit plan members pay the discounted
rate at the time of service. Our Limited Insured plan
members are reimbursed for covered expenses. |
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How soon can I use this program? |
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In approximately 2 weeks after application
you will receive your membership card and a Member Kit
describing each of the programs and how to use them in
detail. Your membership will be effective on the first
of the month following the month in which you applied. |
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How do I know which providers will honor
the Affordable Health & Benefits Membership card? |
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For our Discount Health Benefits, you
will receive a list of providers in your member kit, a
toll free customer service number is also provided so
you can locate local providers and/or web site links to
search for providers in your area. For our Limited Health
Benefits, you may go to the provider of your choice. |
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How do I pay for my health care program? |
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A member has a choice of monthly, quarterly,
or annual payments that are made by electronic bank draft
system or by credit card. An annual membership can be
paid one year in advance which will be invoiced yearly. |
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What if I need medical assistance when
I am traveling? |
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A toll-free customer service number is
available to you for information on providers throughout
the country for our discount plan members or for any other
assistance you require in using the program and for our
limited insured plan members, you may go to the provider
of your choice. |
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Can I use the Affordable Health &
Benefits program even if I have other Insurance? |
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Yes! In most cases the health care program
can be used to complement your current Insurance program
to reduce your out-of-pocket expenses. |
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If I am on Medicare, can I use the Affordable
Health & Benefits health benefits program? |
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Yes! The health care program provides significant savings on services that are not covered by Medicare. |
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I have been turned down by Insurance companies
before. Can I still join your health care program? |
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Yes! Everyone is accepted
regardless of health or medical conditions. |
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